Axis Bank announced changes to the Airtel Axis Bank Credit Card, altering cashback mechanics and removing airport lounge access. These modifications will take effect on April 12, 2026, marking a significant shift for cardholders who have enjoyed the previous benefits.

Previous Cashback Structure

The card previously offered a robust cashback structure, providing 25% cashback on Airtel payments, capped at INR 250 per month. Additionally, it granted 10% cashback on utility payments made via the Airtel Thanks app, also capped at INR 250 monthly. Other features included 10% cashback on purchases from Swiggy, Zomato, and BigBasket, along with 1% cashback on all other spends.

New Cashback Mechanics

Under the new structure, cashback caps will now depend on the amount of base cashback earned in the same statement cycle, a change that may complicate the straightforward benefits that made the card popular. The previous cashback on Swiggy, Zomato, and BigBasket has been replaced with a 10% value back on Zomato, Blinkit, and District Movies, with a maximum value back of INR 200 per partner per month. However, this is contingent upon a minimum order value of INR 499 for Zomato and Blinkit.

Removal of Lounge Access

Another notable change is the removal of complimentary domestic lounge access, which previously allowed cardholders 4 visits per year. This benefit was a significant draw for many users, particularly frequent travelers who valued the convenience of lounge access.

Impact on Cardholders

The alterations to the Airtel Axis Bank Credit Card dilute the simplicity that made the card appealing to a broad audience. The previous structure was considered one of the strongest cashback offerings in the sub-INR 1,000 annual fee category, and these changes may lead to dissatisfaction among existing users.

Looking Ahead

As the implementation date approaches, observers are keen to see how these changes will impact cardholder satisfaction and usage rates. Details remain unconfirmed regarding any potential responses from Axis Bank or Airtel to customer feedback following the announcement.

The post Airtel axis bank credit card: Changes to the : What You Need to Know appeared first on newscri.