On April 1, 2026, banks across most of India will be closed for the annual account closing. This closure affects major banks including the State Bank of India, Punjab National Bank, Bank of Baroda, HDFC Bank, ICICI Bank, and Axis Bank.

All scheduled commercial banks will observe this holiday, with branches reopening on April 2, except in Kerala, where business will be suspended due to Maundy Thursday. In total, banks in six states—Mizoram, Sikkim, Nagaland, Jharkhand, Meghalaya, and Himachal Pradesh—will remain open.

Digital banking services such as ATMs and UPI will operate normally on April 1, although customers should be aware that cheque clearance and settlement-linked transactions may experience delays due to the year-end closing.

April is known for having several bank holidays, including Maundy Thursday and Good Friday, which adds to the number of days banks may be closed. In fact, the maximum number of days banks could be closed in April 2026 is 14.

As one bank representative noted, “If you tried visiting your bank branch on Wednesday and found it locked, you are not alone — and there is nothing wrong with your account.” This highlights the understanding that the closure applies only to physical branch counters.

For most customers, the day will pass without any real disruption, as digital banking options remain available. The Reserve Bank of India (RBI) classifies bank holidays under three categories: the Negotiable Instruments Act, RTGS holidays, and Banks’ Closing of Accounts.

April is one of the busier months on the bank holiday calendar, and customers are advised to plan their banking activities accordingly. Notably, the dates of other significant holidays in April include Good Friday on April 3, Basava Jayanti on April 20, and Akshaya Tritiya on April 19.

As the date approaches, customers are encouraged to stay informed about their banking needs and the operational status of their local branches. Details remain unconfirmed regarding any last-minute changes to the holiday schedule.

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